@php
$dp = (float) old('down_payment_pct', $scheme->down_payment_pct ?? 0);
$tp = (float) old('token_pct', $scheme->token_pct ?? 0);
$base = 10000000;
$down = $base * $dp / 100;
$token = $base * $tp / 100;
$months = (int) old('duration_months', $scheme->duration_months ?? 0);
$monthly = $months>0 ? number_format(($base - $down - $token)/$months, 2) : '0.00';
@endphp
Example: For a 10M property, Down Payment: {{ number_format($down,2) }}, Token: {{ number_format($token,2) }}, Monthly Installment: {{ $monthly }}